Author name: Cliff Smith

Insights

The Long Decline in Child Mortality

by P.J. DiNuzzo                                                                                               June 9, 2016 The Long Decline in Child Mortality If you think the world is going to hell in a handbasket, step back and look at the bigger picture.  One important statistic is child mortality-the number of children who perish below 5 years of age.  Over the last 50 years, the world […]

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Six Steps to Better Habits

by P.J. DiNuzzo                                                                                                June 11, 2016 Six Steps to Better Habits Chances are, you made a number of firm resolutions at the start of the year-and, if you're normal, you failed to live up to several of them.  Is there a better way to stick to your sincere resolutions to get more exercise, eat better, […]

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Qualified Protection

by P.J. DiNuzzo                                                                                                June 14, 2016 Qualified Protection You might be surprised to learn that your pension and IRA assets are protected from fraud, malfeasance and sly predation by an entirely different government agency than your taxable and brokerage accounts.  Under the Investment Advisers Act of 1940, the Securities and Exchange Commission polices investment advice […]

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Welcome to Brexit

by P.J. DiNuzzo                                                                       June 24, 2016 Welcome to Brexit Yesterday's vote by the British electorate to end its 43-year membership in the European Union seems to have taken just about everybody by surprise, but the aftermath could not have been more predictable.  The uncertainty of how, exactly, Europe and Britain will manage a complex divorce over […]

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Quarterly Market Review, Second Quarter 2016 : The Shadow of Brexit

by P.J. DiNuzzo                                                                                               July 5, 2016 Quarterly Market Review : The Shadow of Brexit It certainly feels like we're in a bear market, what with the "Brexit" vote in the UK, the dismal first few months of the year and increased volatility across the board.  So it may come as a surprise that the second quarter […]

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UK's EU Referendum Result

by P.J. DiNuzzo                                                                                                July 7, 2016 UK's EU Referendum Result On June 23, citizens of the United Kingdom voted to leave the European Union. While there has been much speculation leading up to and since the vote, many of the longer-term implications of the referendum remain unclear, as the process for negotiating what a UK […]

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A Market High –But Is It Market Top?

by P.J. DiNuzzo                                                                                                July 12, 2016 A Market High –But Is It Market Top? In case you hadn't noticed, the S&P 500 index reached record territory yesterday, and the NASDAQ briefly crossed over the 5,000 level before settling back with a more modest gain.  At 2,137.6, the S&P 500 finished above the previous high of […]

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Regs to the Rescue?

by P.J. DiNuzzo                                                                                                August 19, 2016 Regs to the Rescue? The world of money market funds changed forever back in 2008, when an investment vehicle called the Reserve Primary Fund invested in loan obligations backed by Lehman Brothers.  Lehman famously went under, and the fund "broke the buck," meaning that when Lehman was unable to […]

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Fasting for Health

by P.J. DiNuzzo                                                                                                August 20, 2016 Fasting for Health Do you fast–that is, do you give up food periodically?  If you don't, you should probably consider changing your habits. Why?  A variety of researchers have begun studying the health benefits of fasting, and they've made some interesting discoveries.  When you skip eating for a day […]