DWM's TYPICAL FULL-SERVICE CLIENT ($1M+ Minimum)
Please Note: As described on DiNuzzo Private Wealth, Inc.’s d/b/a DiNuzzo Wealth Management (“DWM”) written disclosure Brochure, and corresponding engagement agreement between DWM and the client, the scope of any financial planning, tax preparation, or consulting services depends upon the terms of the engagement and the specific requests and needs of the client. DWM does not serve as an attorney, an accounting firm, or insurance agent. DWM does not prepare legal documents, nor does it sell insurance products. If the client desires, certain DWM representatives, in their separate individual licensed capacities as licensed insurance agents, can be engaged to provide insurance sales/services per the terms and conditions of a separate engagement and fee.
At DWM Our Goal is to be Our Client’s Most Trusted Advisor.
We Earn that Trust by Offering:
Customized “The DiNuzzo Financial Wellness LifePlanTM“
Emotions Management
Fiduciary Duty
Fiduciary Based Advice
Fee-Only Discretionary Investment Management
Strategic Asset Allocation Recommendation(s) (often multiple strategies across various account types)
Glide Path Analysis and Recommendations
Asset Class Diversification Recommendations
Index Dimensional (DFA) Investment Recommendations
Regular Rebalancing Audits
Rebalancing Asset Classes (e.g. US Large Cap, International Small Value) Per Customized Min/Max Bands
Personal Balance Sheet (PBS) Preparation and Updates
Personal Cash Flow Statement(s) (CFS) Preparation and Updates
Retirement Cash Flow Statement(s) Pro-Forma (RCFS) Preparation and Updates
Retirement “Income Gap” Identification for “Guaranteed Income” to Solve for: Food, Clothing, Shelter, Health Care & Transportation “Needs”
Customized Recommendations Developed through our “DiNuzzo Money Bucket Stack AnalysisTM” (DMBSATM) for Your Unique “Bucket” Strategies
Customized Recommendations for Tax and Cash Flow Bucket Funding Regarding Taxable, Tax-Deferred, and Tax-Free Buckets
Semi-Annual (Preferred) or Annual Client “Progress Meetings”
Quarterly Contact from Your “Lead” Relationship Wealth Advisor
Rebalancing Transaction Contact from Your Wealth Management Team
Ongoing Advice
Client Services
Tax Loss Harvesting
Capital Gain Harvesting
Daily Performance (Electronic) Reporting through Your “Client Portal”
Continuing Education
Tax Management
Chart and Data Updates
Withdrawal and Deposit Management
Cash Flow (Budgeting) Management
Alternative Investment Evaluations