Author name: Cliff Smith

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The Association Factor

by P.J. DiNuzzo                                                                                           December 15, 2015   The Association Factor        What's the best way to be happy and successful?  What do most happy and successful people have in common? If you answered "money," or anything to do with meditation or networking skills, you're off the mark, according to Jason Butler, a former financial planner who is currently […]

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Prepare for the Rate Hike

by P.J. DiNuzzo                                                                                                December 16, 2015 Prepare for the Rate Hike We will almost surely see the U.S. Federal Reserve Board start the long process of ending its intrusion into the interest rate markets, by allowing rates to rise starting on Wednesday.  It will be the first time the Fed has raised rates since 2006, and […]

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TV & Alzheimer's

by P.J. DiNuzzo                                                                                    December 19, 2015            TV & Alzheimer's About a third of all adults over the age of 85 will get Alzheimer's disease or some other form of dementia, but these maladies may be more preventable than most of us realize.  Doctors have known that older adults who use their brains more actively are less likely […]

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Mining the Final Frontier

by P.J. DiNuzzo                                                                                                December 26, 2015 Mining the Final Frontier Last month Congress passed the U.S. Commercial Space Launch Competitiveness Act, a bill that allows private citizens to own resources in outer space.  The headlines and quotes from different private sector space ventures hailed this as a major breakthrough, a chance for companies to travel to […]

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The Drama on Wall Street

by P.J. DiNuzzo                                                                                                January 8, 2016   The Drama on Wall Street Have your long-term financial goals changed in the last three days? Are American companies less valuable because investors in China are panicking? Is there any reason to think that because Chinese investors are panicking, that Chinese companies are less valuable today than they were […]

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Millions of Millionaires

by P.J. DiNuzzo                                                                                                January 11, 2016   Millions of Millionaires        Here's a quick factoid quiz: which country around the world has the most millionaires?  How many total millionaires are there in the world today? According to the 6th annual Credit Suisse Global Wealth Index, measured in dollar terms, there are 33.7 million households worldwide with $1 […]

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Sleep Like a Superstar

by P.J. DiNuzzo                                                                                                January 12, 2016 Sleep Like a Superstar Have you ever wondered how successful people get it all done?  Apparently, they don't stint on their sleep in order to find extra hours in the day.  But they do seem to get up earlier than the rest of us, giving some credence to Ben […]

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The Future is Coming Faster Than You Think

by P.J. DiNuzzo                                                                                                January 13, 2016 The Future is Coming Faster Than You Think            You've probably seen at least a few episodes of Star Trek, the science fiction TV show that went through several iterations that included Mr. Spock and Mr. Data-and, more importantly, starships that travel around the galaxy in comfortable style.  The show was […]

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Global Financial Literacy: The Haves and Have-Nots

by P.J. DiNuzzo                                                                                                January 14, 2016   Global Financial Literacy: The Haves and Have-Nots A new survey by the S&P organization-the S&P Global Fin Lit Survey-measured financial literacy across a wide spectrum of countries around the world.  More than 150,000 randomly selected individuals in 140 countries were asked to answer five multiple-choice questions regarding investment diversification, […]

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Where the Jobs Are

by P.J. DiNuzzo                                                                                                January 15, 2016 Where the Jobs Are Your daughter or grandson wants to get hired right out of college, without a lot of job hunting.  So what degree should you recommend that they pursue? Recently, the National Association of Colleges and Employers published a list of the top ten degrees for getting hired […]