IMPORTANT DISCLOSURE INFORMATION
DiNuzzo Private Wealth, Inc. d/b/a DiNuzzo Wealth Management d/b/a DiNuzzo Family Office d/b/a DiNuzzo Middle-Market Family Office d/b/a DiNuzzo Emerging Wealth (“Company”) is an SEC registered investment adviser located in Beaver, Pennsylvania. Company may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Company’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Company’s website on the Internet should not be construed by any consumer and/or prospective client as Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Company with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of Company’s current written disclosure Brochure discussing Company’s business operations, services, and fees is available from Company upon request or at www.dinuzzo.com. Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Company website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s).
Certain portions of Company’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Company (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Company, or from any other investment professional. Company is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.
Please Note: Limitations: Neither rankings and/or recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Company is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see link as to participation data/criteria, to the extent applicable). Unless expressly indicated to the contrary, Company did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of Company by any of its clients. ANY QUESTIONS: Company’s Chief Compliance Officer, Patrick J. DiNuzzo, remains available to address any questions regarding rankings and/or recognitions, including the criteria used for any reflected ranking.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Company’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Company, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to Company’s website, to release and hold harmless Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Company.
FIVE STAR RESEARCH DISCLOSURES
FIVE STAR WEALTH MANAGER AWARDS
Five Star Professional’s research objective is to recognize wealth management professionals who show a commitment to clients, demonstrate strong industry credentials and are evaluated on the quality of their current practice. For purposes of this program, wealth managers include SEC- and State-registered investment adviser representatives and registered investment advisers. Five Star award winners do not pay a fee to be included in the research or the final list of award winners.
Award candidates are identified by one of three sources: firm nomination, peer nomination or pre-qualification based on industry standing. Self-nominations are not accepted.
To receive the Five Star Wealth Manager award, a wealth manager must satisfy the following eligibility and evaluation criteria:
Eligibility Criteria – Required
- Credentialed as an investment adviser representative or a registered investment adviser.
- Actively employed as an investment adviser representative or as a principle of a registered investment adviser firm for a minimum of five years.
- Favorable regulatory and complaint history review.
- Fulfilled their firm review based on internal firm standards.
- Accepting new clients.
Evaluation Criteria - Considered
- One-year client retention rate.
- Five-year client retention rate.
- Non-institutional discretionary and/or non-discretionary client assets administered.
- Number of client households served.
- Education and professional designations.
The Five Star award is not indicative of a wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or The Pittsburgh Magazine. Working with a Five Star Wealth Manager, or any wealth manager, is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. Five Star Professional is not an advisor firm and the content of any magazine article should not be considered financial advice. The award methodology does not evaluate the quality of services provided.
For more information on Five Star award programs and the research/selection criteria methodology, go to www.fivestarprofessional.com.
Financial Advisor Magazine’s “RIA Survey”
This annual survey is performed by Financial Advisor Magazine as a means of measuring growth among independent advisors across the United States. Firms must be registered investment advisors and provide financial planning and related services to individual clients. All firms must be either independently owned or be a freestanding subsidiary of another business.
Data is provided by each firm, mostly from numbers and information published on the firm’s Form ADV, including assets under management for the previous two years, number of client relationships, average assets per client, services offered by the firm and percentage of clients who utilize each, portfolio allocations, typical fees, and revenue sources. Each participating advisor is then ranked in a listing alongside their participating peers.
Survey results are listed out in five categories, which are determined by each firm’s asset size. The categories are:
$1 Billion and Over
$500 Million to <$1 Billion
$300 Million to <$500 Million
$100 Million to <$300 Million
$75 Million to <$100 Million
A separate listing ranking for firms with assets of $75 million or less is available on Financial Advisor Magazine’s Website (www.fa-mag.com), but is not published in their magazine. Within each of the five categories, the top 10 fastest-growing firms are also listed separately. The results are determined by the percentage of growth in assets over the previous two years. This list is then published at the beginning of the survey ranking results.
Submissions to the national surveys also qualify firms for inclusion in state rankings. These statewide rankings of firms are then published regionally on Financial Advisor Magazine’s Website at various points throughout the year.