Author name: Cliff Smith

Insights

President Trump's Unlikely Victory

by P.J. DiNuzzo                                                                                                November 9, 2016 President Trump's Unlikely Victory With the election of President Donald Trump, you are advised to prepare for a wild ride in the investment markets; indeed, the markets are already turning sharply negative due to the uncertainties ahead.  Will the new President really build an expensive wall across our Southern […]

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Preliminary Tax Forecast

by P.J. DiNuzzo                                                                                               December 13, 2016 Preliminary Tax Forecast Many of President-Elect Donald Trump's policy proposals are too vague to analyze, but one area where he has been clear is on reforming our tax system.  Here's a quick primer on the changes that you can expect to be introduced to Congress in the coming year. […]

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Retirement Contribution Limits Unchanged

by P.J. DiNuzzo                                                                                                December 15, 2016 Retirement Contribution Limits Unchanged In case you missed it, the contribution limits to your 401(k) plan, IRA and Roth IRA-set by the government each year based on the inflation rate-will not go up in 2017.  Just like this year, you will be able to defer up to $18,000 of […]

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Balancing Traits

by P.J. DiNuzzo                                                                                                December 17, 2016 Balancing Traits Are you ready to achieve work-life balance?  The American Sociological Review has published a study showing that most of us struggle-which is a fancy word for "fail"-in this important endeavor.  But there's hope.  The study also found that the minority of people who HAVE managed to achieve some […]

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Black Money in India

by P.J. DiNuzzo                                                                                                December 20, 2016 Black Money in India Surely one of the most curious–and potentially costly–monetary experiments is taking place right now in India, where Prime Minister Narendra Modi abruptly decided-without warning-that the 500 – and 1,000 – rupee notes in circulation were no longer valid currency, effectively turning 86% of his country's […]

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The Cost of Sleep Deprivation

by P.J DiNuzzo                                                                                                December 22, 2016 The Cost of Sleep Deprivation Are you getting enough sleep?  If not, you might be costing your employer significant productivity, which the Rand Europe think tank has now translated into aggregate dollars across the global economy. The researchers say that the U.S. and Japan are by far the economies […]

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2016 – Year End Market Review

by P.J. DiNuzzo                                                                                               January 10, 2017  2016 – Year End Market Review You know you're deep into a longstanding bull market when you see things like average pedestrians keeping one eye on the market tickers outside of brokerage houses to see when the Dow Jones Industrial Average would finally breach the 20,000 mark.  Who would have […]

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The Uptrends We Never See

by P.J. DiNuzzo                                                                                                January 14, 2017 The Uptrends We Never See Most of us suspect that the world is going to hell in a handbasket–or at least getting worse over the long term.  In the U.S., only 4% of respondents will tell you that our world living conditions are improving.  If you're in the majority, […]

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No Leverage = Higher Costs

by P.J. DiNuzzo                                                                                                January 19, 2017 No Leverage = Higher Costs We hear all the time that medical costs are too high in the U.S., and that Medicare is going to go bankrupt in the future.  The President-Elect recently told us in a press conference that drug companies are "getting away with murder."  So how […]

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The Disruptors and the Disrupted

by P.J. DiNuzzo                                                                                                January 21, 2017 The Disruptors and the Disrupted You know that online technologies are turning whole industries upside down.  Think Uber vs. the taxi industry, or Airbnb vs. hotels.  But has anybody assembled a comprehensive look at the new platforms and what are threatened by platform technologies? A recent article in the […]