Robert F. Graham
Robert F. Graham
Toll Free: 877.728.6564
Bob Graham is a Wealth Advisor and Vice President at DiNuzzo Index Advisors, Inc. which has operated as an SEC Registered Investment Advisory Firm since 1989 and currently manages over $735 million in assets under management as of September 30, 2019. Bob joined the firm in 2016, with the objective of joining a "Fee Only" Wealth Management Firm that was focused on offering their clients sound, objective investment and financial planning under a fiduciary standard. Bob was a key component in DiNuzzo Index Advisors, Inc. being awarded the “#1 Best Places to Work” in Western Pennsylvania/Pittsburgh in 2016 by the Pittsburgh Business Times. Bob was recognized as one of Western PA’s leading wealth advisors in Pittsburgh Magazine in 2013. Additionally, Bob has been awarded the prestigious multi-year designation as a FIVE STAR Wealth Manager. The award is given to wealth managers in Pittsburgh and across the U.S. who satisfy key client criteria and score the highest in overall client satisfaction.
Bob has been a licensed representative in financial services for nearly 26 years. His experience includes 20 years at Charles Schwab, where he focused on the many service and investment related issues with a diverse client base of over 350 clients. He worked closely with the Schwab Private Client and Advised Investing Team in implementing his clients’ asset management strategies and financial plans. He also served as a branch manager at Charles Schwab for several years. His professional experience also includes stints at TD Ameritrade and PNC Investments.
Bob’s broad experience in financial planning and wealth management allows prospective clients an additional benefit when researching individual investment firms, and his real world experience adds significant value to our firm and clients. His steadfast belief in placing primary emphasis on addressing his clients' planning needs, objectives and goals above all exemplifies the DIA approach. Bob is a member in the Financial Planning Association (FPA).
Bob earned a BS (Bachelor of Science) Degree in Civil Engineering from Catholic University in Washington, D.C., and a Master’s Degree in Business Administration (MBA) from Mount St. Mary’s University in Maryland.
In 2016 Bob was awarded the Accredited Investment Fiduciary® (AIF®) Designation from the Center for Fiduciary Studies™, the standards-setting body for fi360. The AIF® Designation signifies specialized knowledge fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. The Designation includes an agreement to abide by the Code of Ethics. On an ongoing basis, Designees are required to complete continuing education to maintain the AIF® Designation.
Bob was raised in the Washington, D.C. area and moved to Pittsburgh over 25 years ago. He lives with his wife and daughter in the Squirrel Hill area of Pittsburgh, and in his time away from work they enjoy the city’s parks, entertainment, and cultural benefits. Bob is a sports enthusiast and enjoys golf, skiing and biking.
In order to consider a broad population of high-quality wealth managers and investment professionals, award candidates are identified by one of three sources: firm nomination, peer nomination or prequalification based on industry standing. Self-nominations are not accepted. Pittsburgh award candidates were identified using internal and external research data. Candidates do not pay a fee to be considered or placed on the final lists of Five Star Wealth Managers or Five Star Investment Professionals. Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies, it should not be considered exhaustive. Undoubtedly, there are many excellent professionals who, for one reason or another, are not on this year’s lists.
• The Five Star award is not indicative of a professional’s future performance. • Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. • The inclusion of a professional on the Five Star Wealth Manager list or the Five Star Investment Professional list should not be construed as an endorsement of the professional by Five Star Professional or Pittsburgh Magazine.
• Working with a Five Star Wealth Manager, Five Star Investment Professional or any professional is no guarantee as to future investment success, nor is there any guarantee that the selected professionals will be awarded this accomplishment by Five Star Professional in the future. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star Wealth Manager or Five Star Investment Professional award programs, research and selection criteria, go to www.fivestarprofessional.com/research.
Five Star Investment Professional Criteria
Five Star Professional’s Investment Professional award goes to outstanding accountants, estate planning attorneys, insurance agents and select others in the financial industry. Award candidates must satisfy the following criteria to be named a 2017 Five Star Investment Professional:
Eligibility Criteria – Required
1. Credentialed with appropriate state or industry licensures.
2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years.
3. Favorable regulatory and complaint history review.
4. Accepting new clients Evaluation Criteria - Considered 5. One-year client retention rate
6. Five-year client retention rate
7. Number of client households served 8. Recent personal production and performance (industry specific criteria)
This year, we honored seven Pittsburgh-area investment professionals with the Five Star Investment Professional award. Learn more at: FiveStarProfessional.com
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. XXXX Pittsburgh area wealth managers were considered for the award; XXX (XX percent of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,653 considered, 227 winners; 2017: 1,133 considered, 277 winners. 2016: 1,064 considered, 423 winners; 2015: 1,494 considered, 442 winners; 2014: 1,721 considered, 458 winners; 2013: 1,777 considered, 545 winners; 2012: 1,863 considered, 493 winners.